DON'T: Try to save money by taking matter into your own hands. This is not the time to try to cut and/or color your own hair. I find that during stressful times we think we can just cut time and money by doing it ourselves. Trust me, this never ends well. You end up spending more money to have it fixed and that is only if you can even get into a hairdresser this time of year. If money is tight, talk with your hairdresser about options, don't cancel and try it yourself.

DON'T forget to take advantage of the deals and specials that your salon has to offer during the holidays. This is the time of year they offer great prices on retail and more. Product companies offer package deals and gift sets that make your holiday gift shopping a breeze. This is also a time of year that product companies offer trial sizes in abundance. Stock up while you can on your favorites. They come in handy as stocking stuffers, travel sizes, gym bags and more.

There is so much you have to DO this time of year no matter what. I hope I took at bit of stress of by telling you things you DON'T have to do.